This book exemplifies the potential of FinTech to deliver important economic and societal gains, such as enhancing competition and financial inclusion to deliver tailored financial products and services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting by developing their own FinTech offerings and partnering with FinTech and large technology firms. FinTech also constitutes both known and unknown risks to financial stability and challenges regulators to evaluate whether existing regulations are sufficient. The emergence of FinTech as a global phenomenon requires insightful cross-country analysis and different perspectives to evaluate its development and associated opportunities and challenges. This book will be of interest to practitioners, regulators and students of this essential enabling technology that is a major component of the Fourth Industrial Revolution.

<p>Chapter 1. A historical Perspective on Disruptive Technologies

Chapter 2. A Taxonomy of FinTech Innovation
Chapter 3. Cryptocurrency Mining Protocols: A Regulatory and Technological Overview
Chapter 4. The development of InsurTech in Europe and the strategic response of incumbents
Chapter 5. FinTech and Banking: An Evolving Relationship
Chapter 6. FinTech Cultures and Organizational Changes in Financial Services Providers
Chapter 7. Digital Disruption: How the Financial Services Landscape is being Transformed
Chapter 8. FinTech and Regulation: From Start to Boost - A New Framework in the Financial Services Industry. Where is the Market Going? Too Early to Say
Chapter 9. Bigger Fish to Fry: FinTech and the Digital Transformation of Financial Services
Chapter 10. FinTech: A Perfect Day or Walk on the Wild Side?.<br></p>